Fully Compliant with NeSL & RBI Guidelines
E-BG (Electronic Bank Guarantee)
Unlock the ultimate efficiency in banking. Slash operational costs and accelerate issuance with our secure, paperless guarantee infrastructure.
The Evolution
Leave Legacy Banking
Behind Step Into theFuture of e-BG.
Paper guarantees are slow, risky, and outdated. Innobles delivers the secure, instant digital infrastructure to replace them.
Instant Issuance: Complete the process in minutes via API integration.
Our offering
NeSL Integrated
Seamlessly integrated with National E-Governance Services Ltd (NeSL) for immediate recording and status updates of all guarantees.
Digital Stamping
Say goodbye to physical stamp papers. Our system handles e-stamping and digital signatures instantly and legally.
Fraud Prevention
Advanced encryption and immutable audit trails prevent unauthorized changes, ensuring the authenticity of every document.
Reduced TAT
Slash Turnaround Time (TAT) by 90%. Issue guarantees in minutes, enabling faster project kick-offs and business deals.management.
Central Repository
A unified dashboard to view, manage, invocation, and amend all your bank guarantees in one secure place.
Lifecycle Management
Manage the entire lifecycle from issuance to expiry, claim, and closure digitally without manual intervention.
Designed for Modern Banking Ecosystems
Innobles integrates directly with Core Banking Solutions (CBS) and National E-Governance Services (NeSL) to provide a unified experience. We simplify the complexity of trade finance into a user-friendly digital dashboard.
Whether you are an issuer, applicant, or beneficiary, our platform ensures data integrity and operational efficiency at every step of the guarantee lifecycle.
Key System Capabilities
Seamless API Integration
Plug-and-play connectivity with existing ERP and banking software for automated data flow.
Role-Based Security
Granular access controls for Makers, Checkers, and Signatories to ensure authorized processing.
Smart Alerts & Notifications
Automated reminders for renewals, claims, and expiry to prevent lapses in coverage.
Regulatory Compliance
Built-in adherence to the latest RBI guidelines and IT Act provisions for digital documents.
The Workflow
Seamless Issuance Process
1. Application
Client submits BG application via Innobles secure portal or API.
2. Preview & Stamp
Details verified. E-stamping is procured instantly via state integrations.
3. e-Sign
Authorized signatories digitally sign the document securely.
4. Transmission
Final e-BG is pushed to NeSL and available to the beneficiary instantly.
Who Is It For
1. Banks & Issuers
Drastically reduce operational costs and issuance time. Ensure 100% compliance with digital stamping and NeSL recording.
2. Corporates
Accelerate project kick-offs. Get guarantees issued in minutes rather than days, improving liquidity and vendor relationships.
3. Govt & Beneficiaries
Eliminate fraud with verifiable digital documents. Instant notification and easy invocation processes for peace of mind.
Data Security & Authorization
1.Strict Authorization Matrices
Configurable Maker-Checker-Approver workflows ensure that no e-BG is issued without proper internal authorization.
2.Data Sovereignty
All data is encrypted at rest and in transit using AES-256 standards, ensuring total privacy and integrity.
Use cases
Adaptable digital guarantee solutions for diverse business needs.
Essential for contractors participating in government or private tenders. Prove financial stability instantly to project owners without locking up capital in physical drafts.
Provides assurance to project owners that contractual obligations regarding timelines and quality will be met. Issued rapidly to ensure project commencement is never delayed.
Secures payments for goods or services, acting as a robust safety net for suppliers against default. Digitization ensures these critical documents are never lost.
Protects the buyer's upfront payment to a seller. If services or goods aren't delivered as agreed, the guarantee ensures immediate recovery of funds.
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